Documents to be submitted differ according to the eligibility requirements. The following, however, are commonly requested for from all the applicants :
The application form which has to be signed and affixed with the specified number and size of photographs.
Proof of identity (Copy of Passport/Voter ID/PAN Card/Driving License).
Proof of Address (Copy of latest Electricity Bill/Telephone Bill/Property Tax Receipt/Voter ID/Passport).
Last 6 months’ Pass Book/Bank Account Statement.
Business proof in case of non-salaried individuals.
Statement of Personal assets and liabilities.
Identification of signatures from present bankers.
Documents Requested from Guarantors
Identity and address proof.
2 passport sized photos.
Proof of business.
Statement of Personal assets and liabilities.
Identification of signatures from his/her present bankers.
Additional Documents Requested from Salaried Applicants : Salary certificate from the employer (original).
Copy of ITR or Form 16 for last 2 years.
Additional Documents Requested from Non-Salaried/Self-Employed/Professionals/Other IT Assesses
Copy of challans proving that Advance Income Tax has been paid.
income proof (If salaried) – last 2 months pay slip /salary certificate, form -16 /income tax deduction, net salary in hand – 30,000/
income proof (If businessman) – last 2 years itr , balance sheet, profit loss a/c, computation of income attested ca audited report. Net itr – 3,50,000/- per annum
Business proof – CA certificate , shop act licence, gst, company registration, gumasta licence , udhyog aadhar certificate
if private limited company or limited company all directors original kyc comulsory company moa aoa company registration licence gst pf etc
banking – last 6 month bank statement , last 6 months bank passbook till dated updated
one cheque ( cancelled cheque)
2 photo latest color photo
office or residential property own compulsury (any one property)
income proof If businessman – last 3 years itr , balance sheet, profit loss a/c, computation of income attested ca
Business proof – c a certificate ,shop act licence , company registration. Gumasta licence,udhyog aadhar certificate
banking – last 6 month bank statement , last 6 months bank passbook till dated updated
One cheque ( cancelled cheque) project
4 photo latest color photo
report latest property documents.
Property valuation 130 %
Stamp Duty with MOU is Mandatory
General Insurance
motor insurance ( car insurance , two wheeler insurance )
health insurance
travel insurance
home insurance
marine insurance
rural insurance
commercial insurance
fire insurance
Life Insurance
Term Plan – Pure risk cover
Unit linked insurance plan (ULIP) – Insurance + Investment opportunity
Endowment Plan – Insurance + Savings
Money Back – Periodic returns with insurance cover
Whole Life Insurance – Life coverage to the life assured for whole life
Child’s Plan – For fulfilling your child’s life goals like education, marriage, etc.
Retirement Plan - Plan your retirement and retire gracefully.
Documents Required To Apply For A Credit Card
Identity Proof – (Any one)
-- Passport
-- PAN Card
-- Ration Card
-- Aadhaar Card
-- Voter’s ID Card
-- Driving License
Address Proof – (Any one)
-- Telephone Bill
-- Electricity Bill
-- Passport
-- Ration Card
-- Rent Agreement
-- Aadhaar Card
Proof of Income –It is mandatory to submit the income proof when you apply for a credit card. If you are a salaried person then you have to submit the following documents as proof :
-- Salary Certificate
-- Recent Salary slip
-- Employment Letter
Person who is Self-Employed has to submit the following documents as proof
-- Certified Financials
-- Recent ITR (Income Tax Returns) Statement
-- Audited Profit and Loss Statement or Balance Sheet
-- Proof of business continuity
Note- Bank can ask the applicants to submit other documents if required apart from the above-mentioned documents.
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Some of the mandatory
Documents Required
Photo Identity Proof
Residence Address Proof
Residence Ownership Proof
Income Proof
Bank Statement
Passport size color photograph
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